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Refinancing! Everybody's doing it. Why? It's easy and it can really help make your finances much more manageable. You can say good-bye to all of your monthly bills...and consolidate them into one easy payment.... and have extra money in your pocket for home improvements...vacation, or anything you desire! Our program is quick and easy.However...refinancing may NOT be your best option. Talk to one of our PROFESSIONALS...and we'll steer you in the right direction. If you are interested in starting the refinancing process...please proceed!
Name
Address
Email Address
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Fields marked with an asterisk(*) are required, others optional
 1.*  Property Location:    
 2.* Your Property Type:  
 3.* Your Property Usage:  Home Rental Vacation
 4.* Current Property Value: $
 5. Present Loan Balance:
    a.*   first mortgage: $
    b.    second mortgage: $
 6. Present Loan Monthly Payment (Monthly Principal & Interest):
    a.*   first mortgage: $
    b.    second mortgage: $
 7. Current Interest Rate:
    a.*   first mortgage:   %
    b.    second mortgage:   %
 8.* Current first mortgage Loan Type:   
 8.* Current first mortgage Interest Rate:   %
 9. When did you close on this loan?
    a.   first mortgage:  
    b.   second mortgage:  
 9. When did you close current first mortgage?    
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10. If your current first mortgage is an adjustable or a fixed that turns into an adjustable:
 
10a. What is your index type?
10b. What is the margin on your loan? %
10c. What is the periodic cap on your loan?  %
10d. What is the lifetime cap on your loan? %
10e. Does your loan allow negative amortization?
Yes No Don't know
 11. If your current second mortgage is an adjustable or a fixed that turns into an adjustable:
 
11a. What is your index type?
11b. What is the margin on your loan? %
11c. What is the periodic cap on your loan?  %
11d. What is the lifetime cap on your loan? %
11e. Does your loan allow negative amortization?
Yes No Don't know
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11. Does your present first mortgage have a prepayment penalty?
Yes  No Don't know
13. Does your present second mortgage have a prepayment penalty?
Yes  No Don't know
12. Can you document your income over the last 2-3 years?
Yes No
13. How long do you plan on owning the subject property?
Less than 1 year  1-5 years  6-10 years
10 years or more
14. What is your view of future interest rate?
Some inflation with interest rates pretty flat or possible decline
High inflation and interest rates will rapidly rise
15. How important is paying off your home as soon as possible?
16. How important is consolidating your debts for tax or other reasons?
17. How important is lowering your monthly house payments?
18. How important is lowering your total monthly debt payments?
19. How important is getting cash out of your home for investments, home improvements, or other uses?
20. Please list monthly payments on the following:
 
20a. Car: $
20b. Student Loan: $
20c. Credit Cards (exclude amount that you pay off)  $
20d. Other: $
21. If, in addition to our recommended loans, you want to see some loans of a specific type, select it here.